Atlantic Canada
Atlantic Canada Loans & Financing
Atlantic Canada — Loans & Financing — 31 active and category-matched programs across Atlantic Canada (NS, NB, PE, NL). Breakdown: 31 financing. Administered by organizations including CBDC Blue Water, Invest Nova Scotia, Atlantic Canada Opportunities Agency, Futurpreneur, Black Business Initiative. Every listing carries a verification date; click through to the official program page for deadlines and amounts.
All 31 programs
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Access to Capital (Loans and Grants)
BBI provides loans and grants to eligible Black-owned businesses and connects clients with alternative funding resources. Loans can be used for capital investments, working capital, and short-term receivable financing.
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Supporting Black Canadian Communities Initiative (SBCCI)
A federally funded initiative delivered by BBI to increase the capacity of Black-led grassroots and not-for-profit organizations that serve Black communities across Canada. Provides grants to help nonprofits grow…
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General Business Loan
Repayable business loans up to $300,000 for eligible applicants in rural HRM, with competitive interest rates starting at 7.45% and flexible repayment terms. Financing can include demand or term loans, loan guarantees…
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First-Time Entrepreneur Loan
Loan program designed for new businesses needing capital to cover initial expenses such as equipment purchases, inventory, and working capital. Offers competitive interest rates and flexible repayment terms.
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Social Enterprise Loan
Loans up to $300,000 for non-profits, charities, cooperatives, or societies in rural HRM to support revenue-generating business operations, with competitive interest rates and loan amortizations of up to ten years.
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Youth Loan
Repayable loan for young entrepreneurs aged 18-34 to access capital for business start-up, expansion, or modernization in rural HRM, with competitive interest rates and flexible repayment terms.
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Immigrant Loan
Loans up to $5,000 at 10.2% fixed interest for immigrants starting a business in rural HRM, created in partnership with ISANS. Includes counselling and training services.
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Canada Digital Adoption Program (CDAP) - Grow Your Business Online
A federal micro-grant program of up to $2,400 to help eligible businesses in the Atlantic Provinces adopt e-commerce tools, supported by a network of e-commerce advisors. Administered through Digital Main Street and the…
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WEOC National Loan Program
As an official Loan Fund Partner for the WEOC National Loan Program, CWB provides access to loans up to $50,000 with terms up to 5 years and flexible payment options for women entrepreneurs. The program is made possible…
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Digital Nova Scotia TechQuity Award
Educational award supporting African Nova Scotian students pursuing undergraduate studies in technology fields such as computer science, IT, digital innovation, and cybersecurity.
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Innovation Rebate Program
The Innovation Rebate Program (IRP) provides financial incentives for projects that assist Nova Scotia in expanding, hiring, and investing in innovation.
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Payroll Rebate
A performance-based incentive that provides a return on eligible gross payroll, paid annually, to help growing companies succeed in Nova Scotia.
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Supplier Diversity Certification Program (SDCP)
SDCP provides financial support to diverse-owned Nova Scotia businesses to offset the costs of obtaining supplier diversity certification, reimbursing 100% of the one-time certification fee up to $1,000.
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Nova Scotia First Fund (Venture Capital Investment)
Through the Nova Scotia First Fund, Invest Nova Scotia invests in emerging technology companies with high growth potential.
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Digital Media Tax Credit
A refundable tax credit for costs directly related to the development of interactive digital media products in Nova Scotia, administered by the Nova Scotia Department of Finance.
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Innovation PEI Support Programs Access
Through its partnership with Innovation PEI, LaunchPad PEI clients can access rebate programs for marketing, capital expenditures, and, if applicable, payroll rebates. These programs are designed to de-risk business…
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CEED Start-Up & Expansion Loans
Character-based business loans from $5,000 to $50,000 for entrepreneurs starting or growing a business in Halifax, Dartmouth, and Bedford, Nova Scotia. Interest rate is Bank of Canada rate + 2%, with terms up to 5 years…
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Funding (Impact Loan via Ignite)
Access to funding opportunities including the Impact Loan, administered through Planet Hatch's sister organization Ignite.
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Atlantic IP Advantage - IP Strategy
Funding program that connects startups with IP professionals to develop an executable intellectual property strategy, covering 90% of costs up to $50,000.
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Atlantic IP Advantage - IP Strategy Implementation
Funding program that connects startups with IP experts to implement their IP strategies, covering 90% of costs up to $25,000.
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Business Development Program
The Business Development Program provides interest-free repayable funding to help Atlantic Canadian businesses hire experts, create business plans, and improve productivity.
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Community Futures
The Community Futures Program supports entrepreneurs looking to start or scale up their businesses through loans and training delivered via local Community Futures organizations across Atlantic Canada.
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Innovative Communities Fund
The Innovative Communities Fund provides funding for community-level economic development projects in Atlantic Canada.
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Black Entrepreneurship Program Ecosystem Fund
The Ecosystem Fund supports Black-led non-profit organizations in Atlantic Canada to deliver high-impact business services such as mentorship and capacity building, as part of the broader Black Entrepreneurship Program.
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Northern Isolated Community Initiatives Fund
The NICI Fund supports current and new food-related initiatives that strengthen and diversify economic activity in the territories and throughout Inuit Nunangat, including Nunatsiavut in northern Labrador.
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Access Ability Wage Subsidy Program for Employers
Wage subsidy program covering $9/hour for up to 700 hours of a work placement, helping small and medium businesses in Atlantic Canada hire individuals living with disabilities.
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Core Startup Program
Futurpreneur's flagship program providing up to $75,000 in collateral-free startup loan financing (up to $25,000 from Futurpreneur and up to $50,000 from BDC) alongside up to two years of one-on-one mentorship, business…
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Black Entrepreneur Startup Program (BESP)
A tailored program for young Black entrepreneurs ages 18-39 providing up to $75,000 in inclusive startup loan financing (up to $50,000 from Futurpreneur funded by RBC, plus up to $25,000 from BDC), up to two years of…
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Indigenous Entrepreneur Startup Program (IESP)
A tailored program for young Indigenous entrepreneurs (First Nations, Metis, or Inuit) ages 18-39 providing up to $75,000 in startup loan financing (up to $25,000 from Futurpreneur and up to $50,000 from BDC), up to two…
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Side Hustle Program
A program for young entrepreneurs ages 18-39 who want to launch or grow a part-time business while maintaining full-time employment, providing up to $25,000 in equity-free loan financing, up to two years of one-on-one…
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Atlantic Immigrant Career Loan Fund (AICLF)
A micro-loan program for internationally trained immigrants across all four Atlantic provinces to overcome financial barriers to career goals. Average loan is $15,000 at RBC prime + 1%. No collateral, no previous credit…